About

Meet Ben Karimi

A California mortgage loan officer known for knowledge, patience, and being genuinely available when you need him most.

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Ben Karimi — California Mortgage Loan Officer
The Person Behind the Loan

Ben Karimi —
Behdad Karimimanesh

Born Behdad Karimimanesh, Ben Karimi is a California-licensed mortgage loan officer with a straightforward mission: make the home financing process clear, fair, and stress-free for every client — regardless of how complex their financial situation is.

With 68 five-star reviews and a reputation built entirely on responsiveness and honest communication, Ben has become a trusted name for first-time homebuyers, self-employed professionals, real estate investors, and members of California's Persian community seeking bilingual service.

Ben's diverse loan expertise — from FHA and CalHFA assistance for first-time buyers, to Bank Statement and DSCR loans for the self-employed and investors — means he can find a path forward for borrowers that other lenders might turn away.

🇺🇸 English  |  🇮🇷 Farsi / Persian  — full bilingual service available
NMLS #2377865DRE #02205919 FHA ApprovedVA Eligible DSCR SpecialistCalHFA Certified Bank Statement Loans1% Down Program
Apply Now Get Pre-Approved

Licensed in California · 1382 Blue Oaks Blvd., Suite 270, Roseville, CA 95678
Phone: (916) 833-7266 · ben@directrealtymortgage.com

What Ben Stands For

Values That Drive Every Loan

Clarity
Clarity First

Ben believes every borrower deserves to fully understand their loan options. No jargon. No surprises. Just clear, honest guidance from start to close.

Available
Always Available

Buying a home doesn't work on a 9-to-5 schedule. Ben answers his phone, responds to messages, and shows up when it matters.

Community
Community Focus

As a bilingual lender serving California's Persian community and beyond, Ben bridges cultural and financial gaps to open doors for more families.

Ready to Work Together?

Let's Find Your Perfect Loan

Whether you're buying your first home, scaling an investment portfolio, or need a specialist who understands your situation — Ben is ready to help.

Start My Application Call (916) 833-7266
Awards & Credentials

Recognized by the
Best in the Industry

These aren't participation trophies. Every award reflects real production, real closings, and real clients served.

Rocket Pro
2025
Top Partner
Mortgage Broker

Awarded to elite Rocket Pro partners who consistently deliver exceptional volume, speed, and client experience.

Rocket Pro
2024
100
Top 100
Mortgage Broker

Ranked among the Top 100 mortgage brokers nationwide on the Rocket Pro platform — one of the most competitive rankings in the industry.

Rocket Pro
2024
Top Purchase
Mortgage Broker

Recognized for exceptional purchase mortgage volume — helping more California buyers close on homes than almost anyone on the platform.

Rocket Pro
2024
Top FHA
Mortgage Broker

Named Top FHA Mortgage Broker for helping first-time buyers and underserved borrowers access homeownership through FHA programs.

★★★★★
5.0
Google Rating
68+ Verified Five-Star Reviews
NMLS #2377865
DRE #02205919 · Licensed in California
Bilingual
English & Farsi · Serving All of CA
Live Google Reviews
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