Get Pre-Approved

Your Pre-Approval
in 24 Hours

A pre-approval letter is your most powerful tool in a competitive California market. Ben moves fast so you don't miss the home you want.

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Why Pre-Approval First

Know Exactly What
You Can Afford

In California's competitive market, sellers take pre-approved buyers seriously. A pre-approval letter from Ben tells agents and sellers you're ready — and gives you a clear picture of your buying power before you fall in love with a home.

Ben completes pre-approvals in as little as 24 hours — with a hard credit pull and full income verification, so your letter carries real weight.

What You'll Typically Need

  • Government-issued photo ID
  • 2 years of tax returns (W-2 or 1099 — or bank statements for self-employed)
  • 2 months of bank statements
  • Most recent pay stubs (if W-2 employed)
  • Investment / retirement account statements (if applicable)
  • Social Security number for credit check
  • For self-employed: P&L statement or business returns
  • For investors (DSCR): rental income documentation or lease

Not sure what applies to your situation? Call Ben at (916) 833-7266 — he'll tell you exactly what to gather.

Request Pre-Approval

Fill this out and Ben will reach out within 2 hours to start your pre-approval.

Equal Housing Lender. Pre-approval subject to credit review and underwriting. Not a commitment to lend.

01
Submit Request

Fill out the form above or call Ben directly. He'll confirm what documents you need.

02
Review & Process

Ben reviews your income, credit, and assets to determine your qualifying loan amount.

03
Receive Letter

Get your pre-approval letter — typically within 24 hours — ready to attach to any offer.